Meet Our Staff

InsuranceKO is an independent benefit specialist firm. You can call us planners, consultants, or advisors...But we're best known as problem solvers. To you, issues like benefits and financial planning are probably a hassle. To us, they're second nature.

Our passion is helping people like you. For more than 20 years, InsuranceKO has been making a difference in the lives of others. Our clients say we talk the talk AND walk the walk. That's because we don't just provide you with solution - we put them into action.

Franklin J. Garcia, LUTCF

Owner / Broker

(714) 224-4100

(714) 224-4141

fg1@insuranceko.com

Frank Garcia started his career in the Insurance industry with…. From the outset, Frank implemented a service first mentality and approach in which he recognized that client satisfaction was primarily dependent on understanding...

Catherine Karcher

(714) 224-4100

(714) 224-4141

Catherine currently lives in Yorba Linda and has lived in Orange County is entire life and is the proud daughter of Cark and Margaret Karcher, Founder of Carl's Jr. Catherine has 2 children and 1 grandchild. Catherine is a 20 plus year...

Ashley Castro

Account Specialist

714-224-4100

714-224-4141

ashley@insuranceko.com

Ashley has 10 plus years of experience in customer service and is a recent member of the InsuranceKO team. She has previous employment working as a certified makeup artist and pharmacy tech, but ultimately decided to pursue a career to...

Nora V. Romero

Account Specialist

714-224-4100

714-224-4141

nora@insuranceko.com

Nora is currently our newest member here at InsuranceKO, she started June of 2022. She comes from an extensive background of customer service for over 20 years of experience. Her previous employment was with Heartland Payroll...