ACA Review

With so much news in the marketplace today regarding the Affordable Care Act - many companies are looking at a variety options for group health. Depending upon your unique company requirements you may be surprised at what you may need or NOT need to do to prepare for this historic change in insurance coverage requirements.

We can help you get some clarity on what YOU specifically need to do to be compliant and ready for Janurary 1, 2014.

According to the Kaiser Family Foundation, 94% of businesses that employ 50 to 199 workers already offer benefits.

If you are part of the 94% - do you know if your plan in compliant?
If you are part of the 6% - do you have a strategy in place?

What can you do now?

Arrange for an ACA Analysis and Compliance Review

  • Once you have placed the request, you will receive information on the items you need to have ready for the analysis to be complete.
Request ACA Review

Why do people trust their group health benefits with InsuranceKO?

  • No Broker Fees
  • Consistent and Reliable Communication
  • Can work with all major carriers in California
  • 25+ years of experience

"We asked InsuranceKO to review our health insurance, and we realized we were overpaying. As a result, Frank Garcia customized a policy which saved us $24,000 to $36,000 per year!"

ARO Service

"A professional agency with excellent personal service...simply the best"

Dick Van Eck, Sr. Owner - Fleet Services, Inc.

In addition to providing competitive rates from multiple well qualified and respected carriers, InsuranceKO can also help you provide a complete benefits package that can help attract and retain the best and most talented employees.

Benefits such as:

  • Employee Assistance Programs
  • Short Term Disability Insurance
  • Long Term Disability Insurance
  • 401K
  • Dental and Vision Insurance
  • Life Insurance

As an added value - specific Human Resources services are available to you through our strategic partners when you work with InsuranceKO:

  • Employee Handbooks and Manuals
  • Required training programs such as Sexual Harassment and Safety First Training
  • Health Resources direct to the right agency for your specific need
  • 24/7 Human Resources Website and 800 Phone Number, where you can get answers to your HR Questions

A note from Frank Garcia:

As a local expert on the Affordable Care Act (ACA) I can help you navigate these uncharted waters and help you protect your company and you from undue stress and concern about the upcoming legislation. Your job is to run your business and serve your customers, my job is to serve and protect you. ~ Frank Garcia

Contact us at: InsuranceKO (714) 224-4100 or reach out to Frank Garcia directly by email:

InsuranceKO is a business-to-consumer and business-to-business insurance agency that delivers Web-based, insurance information to individuals, families and small businesses who are in need of insurance information. InsuranceKO integrated suite of online services facilitates a comprehensive search and review of leading insurance companies in California.